What I can offer

10+

years of experience in Financial Services

a unique vision

Founder with product, engineering and marketing expertise, coupled with strong wealth management knowledge

Navigating complex challenges in Financial Services digitalization?

I Can Help.

Challenges to solve, where my expertise could be used:

Digitalization in financial services

Banks, investment funds, wealth managers... and financial services in general, face a fast changing environment, where digitalization was already a challenge, and where AI increases tenfold these changes. You want to update your processes and user experiences, while training your staff to these new methods and ensuring a proper ROI.

It’s an environment I know by heart: I started my career in Private Equity with business turnaround, then I co-founded an investment platform lending €150 millions to French businesses ; and I’m an engineer graduated in wealth management. But moreover, I already faced these challenges, from building my own digital processes, to partnering with traditional financial services on digitalization, including a top French bank. I can bring expertise to these ongoing processes, to accelerate it and makes “the thing” more reliable.

From a product to a products marketplace

Financial industry is transforming from product centric businesses, to customer centric applications, with a product marketplace where silos tend to fall. It’s a very huge challenge for traditional actors, who not necessary have the internal competences to handle it properly, no the time either.

Good news is process automation and data connect is much more accessible thanks to AI and a very affordable set of tools. I already made a one-stop investment platform, integrating wealth management advisory. I can help building these kind of things, much more efficiently now AI is part of the game, as I use it everyday for many business use cases.

Process automation and efficiency

In financial services, certainly due to the margins and habits, we historically handle to much things by hand. Today things change rapidly, and everyone is questioning the place of manual labor due to the increase of AI. But these changes don’t appear more easier to handle, on the contrary: we plan margins to reduce, and you need more tech stuff from historical people who do not have necessarily tech background.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

CRM & marketing tools implementation

Sales workforce tend to sell to you tools “because you need it”. Because everyone’s got a CRM or this other tool. And as you might not know how to implement it, you end with a consultant who does the job... but you do not own the knowledge!

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

Data visualization & dashboarding

Data is everywhere, and you’ve got more and more nowadays, but it’s often complicated to put pieces together to use it efficiently, to run your business.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

Product development

Because your company is still small, or because you start an internal project with a capped budget and limited internal resources, you sometimes need to bring some experience in your product development processes, to avoid the traps and to gain precious years.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

French & EU regulatory compliance

No offense, but relying solely on the expertise of regulatory people, whether in-house or outsourced, is not a solution for building new products in financial services. You face regulation at every step of the process, and to build products, either financial or customer experiences, you need to include this “regulatory thinking” in your development processes.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

Photo of a study hall area with desks and people studying.
Photo de profil de Yoann Coumes-Gauchet

Yoann Coumes-Gauchet

Passionate about food, AI, and digitalization

Financial services and wealth management expertise

Get in touch with me here,

or email me at: ycoumesgau at gmail dot com

Location: Valence, France

Travel: France, UK, EuropeRemote for global

LinkedIn

Substack

Salesforce TrailblazerGithub

Yoann Coumes-Gauchet

© 2025 All Rights Reserved

What I can offer

10+

years of experience in Financial Services

a unique vision

Founder with product, engineering and marketing expertise, coupled with strong wealth management knowledge

Navigating complex challenges in the digitalization of Financial Services?

I Can Help.

Challenges to solve

Expertise I can offer

Digitalization in financial services

Banks, investment funds, wealth managers... and financial services in general, face a fast changing environment, where digitalization was already a challenge, and where AI increases tenfold these changes. You want to update your processes and user experiences, while training your staff to these new methods and ensuring a proper ROI.

It’s an environment I know by heart: I started my career in Private Equity with business turnaround, then I co-founded an investment platform lending €150 millions to French businesses ; and I’m an engineer graduated in wealth management. But moreover, I already faced these challenges, from building my own digital processes, to partnering with traditional financial services on digitalization, including a top French bank. I can bring expertise to these ongoing processes, to accelerate it and makes “the thing” more reliable.

From a product to a products marketplace

Financial industry is transforming from product centric businesses, to customer centric applications, with a product marketplace where silos tend to fall. It’s a very huge challenge for traditional actors, who not necessary have the internal competences to handle it properly, no the time either.

Good news is process automation and data connect is much more accessible thanks to AI and a very affordable set of tools. I already made a one-stop investment platform, integrating wealth management advisory. I can help building these kind of things, much more efficiently now AI is part of the game, as I use it everyday for many business use cases.

Process automation and efficiency

In financial services, certainly due to the margins and habits, we historically handle to much things by hand. Today things change rapidly, and everyone is questioning the place of manual labor due to the increase of AI. But these changes don’t appear more easier to handle, on the contrary: we plan margins to reduce, and you need more tech stuff from historical people who do not have necessarily tech background.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

CRM & marketing tools implementation

Sales workforce tend to sell to you tools “because you need it”. Because everyone’s got a CRM or this other tool. And as you might not know how to implement it, you end with a consultant who does the job... but you do not own the knowledge!

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

Data visualization & dashboarding

Data is everywhere, and you’ve got more and more nowadays, but it’s often complicated to put pieces together to use it efficiently, to run your business.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

Product development

Because your company is still small, or because you start an internal project with a capped budget and limited internal resources, you sometimes need to bring some experience in your product development processes, to avoid the traps and to gain precious years.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

French & EU regulatory compliance

No offense, but relying solely on the expertise of regulatory people, whether in-house or outsourced, is not a solution for building new products in financial services. You face regulation at every step of the process, and to build products, either financial or customer experiences, you need to include this “regulatory thinking” in your development processes.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implemntation

Photo of a study hall area with desks and people studying.
Photo de profil de Yoann Coumes-Gauchet

Yoann Coumes-Gauchet

Passionate about food, AI, and digitalization

Financial services and wealth management expertise

Get in touch with me here,

or email me at: ycoumesgau at gmail dot com

Location: Valence, France

Travel: France, UK, EuropeRemote for global

LinkedIn

Substack

Salesforce TrailblazerGithub

Yoann Coumes-Gauchet

© 2025 All Rights Reserved

What I can offer

10+

years of experience in Financial Services

a unique vision

Founder with product, engineering and marketing expertise, coupled with strong wealth management knowledge

Navigating complex challenges in the digitalization of Financial Services?

I Can Help.

Challenges to solve

Expertise I can offer

Digitalization in financial services

Banks, investment funds, wealth managers... and financial services in general, face a fast changing environment, where digitalization was already a challenge, and where AI increases tenfold these changes. You want to update your processes and user experiences, while training your staff to these new methods and ensuring a proper ROI.

It’s an environment I know by heart: I started my career in Private Equity with business turnaround, then I co-founded an investment platform lending €150 millions to French businesses ; and I’m an engineer graduated in wealth management. But moreover, I already faced these challenges, from building my own digital processes, to partnering with traditional financial services on digitalization, including a top French bank. I can bring expertise to these ongoing processes, to accelerate it and makes “the thing” more reliable.

From a product to a products marketplace

Financial industry is transforming from product centric businesses, to customer centric applications, with a product marketplace where silos tend to fall. It’s a very huge challenge for traditional actors, who not necessary have the internal competences to handle it properly, no the time either.

Good news is process automation and data connect is much more accessible thanks to AI and a very affordable set of tools. I already made a one-stop investment platform, integrating wealth management advisory. I can help building these kind of things, much more efficiently now AI is part of the game, as I use it everyday for many business use cases.

Process automation and efficiency

In financial services, certainly due to the margins and habits, we historically handle to much things by hand. Today things change rapidly, and everyone is questioning the place of manual labor due to the increase of AI. But these changes don’t appear more easier to handle, on the contrary: we plan margins to reduce, and you need more tech stuff from historical people who do not have necessarily tech background.

AI implementation and business efficiency do not have to be a pain. There have never been so many low-code tools, more and more powered by AI, to handle complex things even when we’re not “a tech guy or girl”. I can help to find where to start and to organize implementation, and do with you, so you can own your business logics and keep it moving along your business.

CRM & marketing tools implementation

Sales workforce tend to sell to you tools “because you need it”. Because everyone’s got a CRM or this other tool. And as you might not know how to implement it, you end with a consultant who does the job... but you do not own the knowledge!

As I already did this for myself and several companies, I encourage my clients to invest on the long run: yes I’ll walk you back, but at the end you own processes and knowledge, so your people can run it on the day to day. A CRM must not to be a database: it’s a place where your business logic and processes live, and to do so, we have to build this together.

Data visualization & dashboarding

Data is everywhere, and you’ve got more and more nowadays, but it’s often complicated to put pieces together to use it efficiently, to run your business.

I use to work with mys clients on a 3-parts workflow: i) we think about what we want to pilot business cases, why we want it, and how we'd use it ; ii) we work on the available data and the data stream construction ; iii) we only finish with the Business Analytics and data visualization itself, which is just a consequence of the good decisions we took in the previous steps.

Product development

Because your company is still small, or because you start an internal project with a capped budget and limited internal resources, you sometimes need to bring some experience in your product development processes, to avoid the traps and to gain precious years.

I made a lot of mistakes. As a CPO for my company for almost 10 years, I took bad decisions for good reasons and by lack of experience. I did an MVP, my business succeeded and I experience the very bad technical debt... and managed it with pain. I’m currently building a new business and there is so many things I do differently ; many things we can work on together, thanks to these 10 years of product building experience, where I already made these mistakes you might do starting from scratch.

French & EU regulatory compliance

No offense, but relying solely on the expertise of regulatory people, whether in-house or outsourced, is not a solution for building new products in financial services. You face regulation at every step of the process, and to build products, either financial or customer experiences, you need to include this “regulatory thinking” in your development processes.

I handled several agreement files myself, French and EU, for crowdfunding and fund management, including building products around the regulation, and talking directly to the regulators about the details. And knowing how to read the regulatory texts and how to twist your interfaces and processes to fit the regulation, is to critical if you do not want to waste months... at every back and forth with the regulator. So my experience allows me to walk you back and to minimize these pains when building new products and business processes.

Photo of a study hall area with desks and people studying.